Net salary calculator Spain 2026 (Catalonia)
Net salary calculator for employees in Catalonia, Spain, 2026: from annual gross to monthly net in 12 or 14 payments, with Social Security, IRPF withholding using the Tax Agency (AEAT) algorithm and an estimate of the annual income tax with the Catalan scale.
Result
You'll take home about €1,628.50 a month (14 payments), €23,124.00 a year.
| Item | Annual |
|---|---|
| Gross salary | €30,000.00 |
| Common contingencies 4.7% | −€1,410.00 |
| Unemployment 1.55% | −€465.00 |
| Vocational training 0.1% | −€30.00 |
| MEI (intergenerational equity) 0.15% | −€45.00 |
| Total Social Security | −€1,950.00 |
| IRPF withholding 16.42% | −€4,926.00 |
| Annual net salary | €23,124.00 |
| Gross per payment | €2,142.86 |
| Net per regular payment | €1,628.50 |
| Net per extra payment | €1,791.00 |
With 14 payments, Social Security is deducted in the 12 monthly payments (the extra pay is already prorated into them), so the net extra payment is higher.
How the withholding was calculated
| Net employment income (gross − Social Security) | €28,050.00 |
|---|---|
| Other deductible expenses | −€2,000.00 |
| Employment income reduction (art. 20) | -€0.00 |
| Base for the rate | €26,050.00 |
| Personal and family allowance | €5,550.00 |
| Annual withholding amount | €4,926.00 |
| Withholding rate | 16.42% |
Estimated annual income tax in Catalonia (tax return)
| State share | €2,463.00 |
|---|---|
| Regional share (Catalan scale) | €2,495.75 |
| Estimated annual IRPF | €4,958.75 |
With this withholding, you would pay about €32.75 more in the tax return.
Export the breakdown (CSV)
This is an estimate with the 2026 rules. Your payroll withholding may differ (form 145 data, regularisations, collective agreement). For the official calculation, use the Tax Agency's withholding simulator.AEAT withholding simulator
How it's calculated
The employee's Social Security is calculated each month on the annual gross divided by 12 (extra payments prorated), up to €5,101.20 a month: 4.70% common contingencies, 1.55% unemployment (1.60% on a temporary contract), 0.10% vocational training and 0.15% MEI; above the maximum base the solidarity contribution is added. The IRPF withholding follows the official AEAT algorithm: Social Security, €2,000 of other expenses and the employment income reduction are subtracted from the gross; the withholding scale is applied to that base minus the same scale on the personal and family allowance, and the rate is that amount divided by the gross, truncated to two decimals. Withholding is a prepayment: the final tax is settled in the annual return with the state and Catalan scales, which the tool also estimates.
What's not covered
Disability, dependent ascendants, maintenance or alimony payments, geographic mobility, pre-2013 mortgage relief, mid-year regularisations, other income (rent, savings, self-employment), joint taxation, regional tax credits and benefits in kind. Very low part-time salaries don't get the minimum contribution base.
Official sources
- Orden PJC/297/2026, de 30 de marzo, art. 2 (tope máximo 5.101,20), art. 3 (bases mínimas), art. 4 (contingencias comunes 4,70 %), art. 16 (MEI 0,15 %), art. 17 (cotización adicional de solidaridad), art. 33 (desempleo 1,55 / 1,60 %, formación profesional 0,10 %)
- AEAT, Algoritmo de cálculo del tipo de retención a cuenta del IRPF para los rendimientos del trabajo, ejercicio 2026 (a partir de 10-09-2026): escala art. 101.1 LIRPF, límites excluyentes art. 81 RIRPF (RD 142/2024), límite del 43 % art. 85.3 RIRPF, tipo mínimo 2 % art. 86.2 RIRPF
- Llei 35/2006 (IRPF), art. 19.2.f (altres despeses 2.000 €) i art. 20 (reducció per rendiments del treball, redacció del RDL 4/2024)
- Llei 35/2006 (IRPF), art. 57 (mínim del contribuent) i art. 58 (mínim per descendents)
- Llei 35/2006 (IRPF), art. 63.1 (escala general estatal, redacció de la Llei 11/2020)
- Codi tributari de Catalunya, llibre sisè, art. 611-1 (escala autonòmica, redacció del Decret llei 5/2025, BOE-A-2025-10270) i art. 611-2 (mínim personal 5.550 €); sense canvis el 2026 segons Ministerio de Hacienda, Tributación autonómica. Medidas 2026, cap. II i IV
- Ministerio de Hacienda, Tributación autonómica. Medidas 2026, capítulo IV (Cataluña)
- Llei 35/2006 (IRPF), disposició addicional 61a (deducció per rendiments del treball, redacció del RDL 5/2026 amb efectes 1-1-2026)
- Real Decreto 126/2026, BOE-A-2026-3815 (SMI 2026: 1.221 €/mes en 14 pagues, 17.094 €/any)
Values checked on 2026-11-01.
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